What to Do If Your CIBIL Report Shows a Loan You Never Took

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2026-10-29 10:46:51

Imagine checking your CIBIL report before applying for a home loan and discovering an unfamiliar personal loan under your name. You never applied for it, yet it appears in your credit history. Naturally, you may worry about your credit score, financial security, and future loan applications. This situation can happen because of reporting errors, incorrect account details, or identity theft. The...

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