Is My Car Totaled or Repairable? How Insurers Decide After a Collision

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2026-10-27 14:58:42

A car is usually considered totaled when the cost to repair it, plus what the insurer expects to recover by selling the wreck for salvage, adds up to more than the vehicle was worth right before the accident. Massachusetts insurers generally weigh it that way instead of using one fixed percentage. So there is no magic damage number. The call depends on your car's value, the repair estimate, and...

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